ZenicLive

Know what is safe to spend today.

A calm personal finance app that reads your statements with AI and tells you what is safe to spend today. No bank login required.

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Zenic is a calm, private personal finance app for web and iOS.

Upload a PDF or CSV statement and its AI reads it in about a minute, categorizes everything and shows a live picture of your money. The headline number is Safe to Spend: income minus committed costs and reserves, so you always know what you can spend today, without the guilt, streaks or shaming of typical money apps.

What it does.

Safe to Spend, your one number for the day

AI statement import from PDF or CSV, no bank login needed

Automatic subscription and recurring-cost detection

Multi-currency goals and net worth

A private AI assistant for logging and questions

A look inside.

Zenic

Know what is safe to spend today.

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